The information contained on this website is very general in nature.  You should NOT attempt to lend any money based on the very limited information providing on this website.

To help you better understand the basics of what is involved in funding private mortgages, please request a copy of our book at no costs to you.

Among other things, you will learn our view on the answers to the following questions:

1) What are the risks of funding Private 1st Mortgages?

2) What to consider before funding Private 1st Mortgages?

3) Details of what type of transactions Private Mortgage Lenders fund?

4) How do Private Mortgage Lenders evaluate loan opportunities?

5) How do we pre-screen applications prior to us providing you the Credit Proposal and Application?

6) If the loan is approved and does not settle, what happens?

7) What happens if the borrower fails to pay the interest payments?

8) Who pays the legal recovery costs when the legal recovery process is triggered?

9) What happens if the borrower refuses to pay the principal back at the end of the term?

10) Upside in Yields ?

11) Tips for constructing your Private Mortgage Credit Portfolio

12) What is a loan Syndicate?

13) Who prepares the Letter of Offer once the loan is approved?

14) Evaluating the Security Property

15) Instructing Solicitors to Prepare security documents

16) Certification of Security Documents

17) Settlement

18) Custody of Title Deeds, Security Documents, PEXA and PPSR codes.

19) Servicing the Loan and Management

20) Discharge of the Loan

21) Reviewing the performance of your loan portfolio

22) How can I start viewing Credit Proposals / Loan applications to start approving loans?